Italy has made third-party liability insurance mandatory for privately owned electric scooters from 16 July 2026, as part of a broader effort to improve road safety and strengthen regulation of the country's growing micromobility sector.

Under the new rules, all privately owned e-scooters must carry insurance covering injury or property damage caused to third parties. The implementation was postponed by two months at the request of the National Association of Insurance Companies (ANIA), giving insurers additional time to complete the necessary technical and administrative preparations.

The insurance policy must be linked to the scooter's identification code, meaning existing household liability insurance policies cannot be used as a substitute. Annual premiums are expected to start at around €35–55, with more comprehensive coverage costing up to €150, depending on the level of protection selected. Riders who fail to comply face fines ranging from €100 to €400.

The insurance requirement complements Italy's revised Highway Code, which also introduces mandatory identification plates for e-scooters and requires all riders to wear helmets. The measures are intended to improve rider accountability and enhance road safety as the use of micromobility vehicles continues to grow.